Below are the frequently asked questions. Take a look at the things people ask our mortgage professionals about the most and see if you might have the same ones. If you have any additional questions or concerns, please do not hesitate to reach out to our team during working hours.
What documents do you need to get a mortgage?
If you’re inquiring, let us know the location of the property, amount, and your approximate gross annual income.
In order to provide you with a mortgage, we need a valid ID (such as a driver’s license), your pay for the last 3 years (a paystub is fine if provided by the employer), and the deed to the property. Essentially, we’re asking for proof of your identity, the ability to pay, and the ownership of the home. With that information, we can proceed right away.
Can we apply for a mortgage to build a home?
Yes. The primary difference between the loans is the distribution of funds. With this type of lending, we’ll provide funding to buy the land and begin construction. The remainder of the money will be provided as the architect signs off on various parts of the house. Any mortgage interest is paid until that particular piece of work is complete; in the end, you’ll pay less interest than if you had waited to the end.
We love handling financing for home construction because we get the chance to see our clients build the home of their dreams at a great credit rate. You won’t find better funding anywhere on the market.
How long does it take to get a mortgage?
The standard time frame to get a mortgage is 2 weeks after we receive your documentation.
Can you refinance our home loan?